Adrian Smith, ACIB. DMS

A Senior Banker with a wealth of banking expertise gained from 34 years in UK Corporate relationship banking and at executive level with NatWest. His position as Corporate Director for West London saw him leading a successful team of Corporate Managers devoted to helping businesses grow.

Adrian is responsible for the operation of Southern & Co., a banking consultancy, which combines the services of experts in the fields of banking, law and accountancy to provide the most efficient banking relationships.

 Howard Keen, LLB

A qualified Solicitor and was for many years Managing Partner and Senior Partner of Fladgate Fielder, one of the principal Commercial Law Practices in Central London. During that time he was mainly involved in corporate and property finance and acted for numerous lending institutions. In 1998 he retired from the Practice and accepted an invitation to become Executive Chairman of Southern Group and a Director of a number of its subsidiaries.